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Guaranteed Loan Programs Are an Increasing Risk. Statement of Donald H. Chapin given before the Committee on Government Affairs, United States Senate

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  • Title:
    Guaranteed Loan Programs Are an Increasing Risk. Statement of Donald H. Chapin given before the Committee on Government Affairs, United States Senate
  • Author: Chapin, Donald H
  • Subjects: Credit (Finance) ; Economic Climate ; Federal Aid ; Federal Government ; Financial Audits ; Financial Problems ; Financial Support ; Higher Education ; Loan Default ; Student Loan Programs ; Trend Analysis
  • Description: Testimony is presented concerning the financial burden the United States government is expected to endure from the billions of dollars in loans it has guaranteed (and continues to guarantee) for business, education, housing, and other purposes, many of which are in areas now experiencing economically hard times. The testimony discusses predicting potential areas of loan defaults and ways of maximizing the collection of guaranteed loans once they have been terminated by grantor lenders. Further, the potential losses for the government are estimated for each of the governmental departments, including the Department of Agriculture, the Department of Education, the Veteran's Administration, and the Department of Housing and Urban Development. In addition, recommendations are given on the use of financial statements and other financial information for improving agency financial management. Finally, the administration's initiatives for improving the management of guaranteed loans are discussed as well as the actions that can be taken to lessen the government's vulnerability to loan losses. (GLR)
  • Creation Date: 1990
  • Language: English
  • Source: ERIC Full Text Only (Discovery)
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