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Racial and socioeconomic inequity in the financial stress of medical school [version 2; peer review: 3 approved]
MedEdPublish, 2022-06, Vol.12
EISSN: 2312-7996
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Title:
Racial and socioeconomic inequity in the financial stress of medical school [version 2; peer review: 3 approved]
Author:
Brennan McMichael
;
Brian Fallon
;
Anderson Lee IV
;
Gurjit Sandhu
;
Niki Matusko
Subjects:
educational debt burden
;
eng
;
financial literacy
;
Medical student debt
;
underrepresented in medicine (URiM)
;
wellness
Is Part Of:
MedEdPublish, 2022-06, Vol.12
Description:
Background: The authors analyzed the distribution of medical student debt and identified demographic features that placed students at high risk for increased debt and financial stress. Methods: From April to May 2019, a cross-sectional, anonymous, web-based survey was administered to first-year (M1) to fourth-year (M4) medical students at the University of Michigan to assess financial literacy, debt burden, financial stress, and demographic factors. A total of 216 of 680 (32%) students completed the survey. Respondents voluntarily answered 15 multiple-choice questions on personal finance and 30 questions on their demographics, current financial situation, and debt burden. To quantify debt burden, students estimated anticipated education-related debt in one of four categories: no debt, $1–99,999; $100,000–$199,999; and $200,000 or more. A chi-square test was used to identify associations between categorical variables and logistic regression was used to identify risk factors for debt and worry. Results: Fifty-four respondents (25%) reported $0 in education related debt, while 44 (16%) had $200,000 or more. Race (p=0.006), first-generation college student status (p=0.004), first-generation medical student status (p<0.001), household income (p<0.001), and parental education (p=0.008) were associated with higher levels of debt. Students who were underrepresented in medicine (URiM) had higher odds of higher debt compared to Arab and Asian students (p=0.02). URiM students (p=0.02), first-generation college students (p=0.009), and parental education (p=0.01) were associated with increased financial stress. Additionally, female students had higher odds of increased financial stress (OR=1.85, p=0.045) on logistic regression. Conclusions: URiM and socioeconomically disadvantaged students feel the burden of the high cost of medical school disproportionately more, suggesting that our current systems are not adequately supporting these students. Reducing this burden may serve to further promote diversity in medicine.
Publisher:
F1000 Research Ltd
Language:
English
Identifier:
EISSN: 2312-7996
Source:
DOAJ Directory of Open Access Journals
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