skip to main content
Language:
Search Limited to: Search Limited to: Resource type Show Results with: Show Results with: Search type Index

Research on the Influence of Fintech Development on the Operating Benefit of Banks

Journal of risk analysis and crisis response, 2022-07, Vol.12 (2), p.88-94 [Peer Reviewed Journal]

ISSN: 2210-8491 ;EISSN: 2210-8505 ;DOI: 10.54560/jracr.v12i2.327

Full text available

Citations Cited by
  • Title:
    Research on the Influence of Fintech Development on the Operating Benefit of Banks
  • Author: Huang, Yong ; Zhang, Hongmei
  • Subjects: bank ; fintech ; gmm ; operating benefit
  • Is Part Of: Journal of risk analysis and crisis response, 2022-07, Vol.12 (2), p.88-94
  • Description: This paper first theoretically analyzes the influence of the development of Fintech on the operating benefit of banks from the perspective of competition and diminishing marginal benefit, then the annual data of 38 banks listed in China’s A-share market from 2015 to 2020 were selected for empirical and robustness tests by system GMM. The results show that there is a significant "inverted U-shaped" relationship between the development of Fintech and the operating benefit of banks, which is robust and dependable. Finally, relevant feasible suggestions for the development of Fintech in banks are provided, in order to help banks' digital transformation.
  • Publisher: Society for Risk Analysis - China
  • Language: English
  • Identifier: ISSN: 2210-8491
    EISSN: 2210-8505
    DOI: 10.54560/jracr.v12i2.327
  • Source: DOAJ Directory of Open Access Journals
Back to results list
INSPIRE LIBRARY - TON DUC THANG UNIVERSITY (84-028) 37 755 057 Feedback
19 Nguyen Huu Tho St. Dist.7, HCM thuvien@tdtu.edu.vn

Copyright © 2017 INSPIRE LIBRARY - TON DUC THANG UNIVERSITY

Searching Remote Databases, Please Wait