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Health Benefits In 2019: Premiums Inch Higher, Employers Respond To Federal Policy

Health Affairs, 2019-10, Vol.38 (10), p.1752-1761 [Peer Reviewed Journal]

Copyright The People to People Health Foundation, Inc., Project HOPE Oct 2019 ;ISSN: 0278-2715 ;EISSN: 1544-5208 ;EISSN: 2694-233X ;DOI: 10.1377/hlthaff.2019.01026

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Title:
Health Benefits In 2019: Premiums Inch Higher, Employers Respond To Federal Policy
Author: Claxton, Gary ; Rae, Matthew ; Damico, Anthony ; Young, Gregory ; McDermott, Daniel ; Whitmore, Heidi
Subjects: Averages ; Companies ; Cost control ; Coverage ; Elections ; Elimination ; Employee benefits ; Employees ; Employers ; Enrollments ; Epidemics ; Estimates ; Families & family life ; Federal policy ; Health ; Health care industry ; Health care policy ; Health insurance ; Health maintenance organizations ; HMOs ; Insurance coverage ; Narcotics ; Occupational health ; Opioids ; PPOs ; Premiums ; Response rates ; Workers
Is Part Of: Health Affairs, 2019-10, Vol.38 (10), p.1752-1761
Description: The annual Kaiser Family Foundation Employer Health Benefits Survey found that in 2019 the average annual premium for single coverage rose 4 percent to $7,188, and the average annual premium for family coverage rose 5 percent to $20,576. Covered workers contributed 18 percent of the cost for single coverage and 30 percent of the cost for family coverage, on average, with considerable variation across firms. Fifty-seven percent of firms offered health benefits to at least some of their workers. While some larger firms reported that take-up dropped because of the elimination of the individual mandate penalty, the overall share of workers covered at their own firm (61 percent) was similar to that in recent years. Large employers reported taking a variety of steps to address the opioid epidemic over the past few years. Our findings offer some context for the role of health insurance reform in the 2020 election cycle.
Publisher: Chevy Chase: The People to People Health Foundation, Inc., Project HOPE
Language: English
Identifier: ISSN: 0278-2715
EISSN: 1544-5208
EISSN: 2694-233X
DOI: 10.1377/hlthaff.2019.01026
Source: AUTh Library subscriptions: ProQuest Central

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Health Benefits In 2019: Premiums Inch Higher, Employers Respond To Federal Policy

Copyright The People to People Health Foundation, Inc., Project HOPE Oct 2019 ;ISSN: 0278-2715 ;EISSN: 1544-5208 ;EISSN: 2694-233X ;DOI: 10.1377/hlthaff.2019.01026

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