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Impact of savings groups on the lives of the poor

Proceedings of the National Academy of Sciences - PNAS, 2017-03, Vol.114 (12), p.3079-3084 [Peer Reviewed Journal]

Volumes 1–89 and 106–114, copyright as a collective work only; author(s) retains copyright to individual articles ;Copyright National Academy of Sciences Mar 21, 2017 ;ISSN: 0027-8424 ;EISSN: 1091-6490 ;DOI: 10.1073/pnas.1611520114 ;PMID: 28270615

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  • Title:
    Impact of savings groups on the lives of the poor
  • Author: Karlan, Dean ; Savonitto, Beniamino ; Thuysbaert, Bram ; Udry, Christopher
  • Subjects: Developing Countries - economics ; Humans ; Impact analysis ; Income ; Microfinance ; Poverty ; Rural Population ; Savings ; Social Sciences ; Socioeconomic Factors
  • Is Part Of: Proceedings of the National Academy of Sciences - PNAS, 2017-03, Vol.114 (12), p.3079-3084
  • Description: Savings-led microfinance programs operate in poor rural communities in developing countries to establish groups that save and then lend out the accumulated savings to each other. Nonprofit organizations train villagers to create and lead these groups. In a clustered randomized evaluation spanning three African countries (Ghana, Malawi, and Uganda), we find that the promotion of these community-based microfinance groups leads to an improvement in household business outcomes and women’s empowerment. However, we do not find evidence of impacts on average consumption or other livelihoods.
  • Publisher: United States: National Academy of Sciences
  • Language: English
  • Identifier: ISSN: 0027-8424
    EISSN: 1091-6490
    DOI: 10.1073/pnas.1611520114
    PMID: 28270615
  • Source: GFMER Free Medical Journals
    MEDLINE
    PubMed Central
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